Home Medan Gubernur Sumut Tengku Erry Nuradi Kritik Anak Buahnya Yang Kurang Optimal

Gubernur Sumut Tengku Erry Nuradi Kritik Anak Buahnya Yang Kurang Optimal

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Gubernur Sumut Tengku Erry Nuradi Kritik Anak Buahnya Yang Kurang Optimal
Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma- cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma- cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer. How to Get the Best Rates on Car Insurance in California Before agreeing to any car insurance policy, a driver in California should check that the agent they are dealing with is indeed licensed by the state. To do this they need to contact the California Department of Insurance. If you don't take this step and the insurance agent or company you ultimately purchase a policy from isn't licensed, you may not have any protection when an accident occurs. Although each insurance company uses a slightly different system to determine rates there are things you, as a driver, can do to help ensure you do enjoy the best rates on car insurance in California, including: " Insure all the vehicles in your household in one policy. Many people get married and retain their own car insurance. Many car insurance companies offer a multi-vehicle discount for households where more than one car is insured. This is also a great way to save money if you have a child or parent who drives and they live with you. The more cars you insure in one policy, the larger the savings. " Raise the standard deductible level. When you ask for a car insurance quote the agent you are talking with will likely quote you a price that is based on a low deductible. If you raise that deductible, the premium cost will drop. " Ask your employer about group insurance. Many employers offer the benefit of group health insurance to their employees and some do the same with car insurance. A group policy can save substantially over the cost of an individual policy. This is definitely worth inquiring about. Being married can also help you to find the best rates on car insurance. Living in certain areas that are viewed as low crime also helps to reduce insurance costs. The most important thing to remember when you go shopping for car insurance in California is to ask about all available discounts and then determine which are relevant to your particular situation. Recommended sites for low rate insurance Lowest Rate Car Insurance Quotes in California [http://www.ezquoteguide.com/Car-Insurance-Online- California.shtml] Cheap Car Insurance Quotes for Young Drivers [http://www.carinsurance4teens.com

Mayoritas aparatur di jajaran Pemerintah Propinsi Sumut dinilai masih kurang optimal. Akibatnya pelayanan ke masyarakat menjadi rendah. Termasuk kinerja pelaksanaan program-program pelayanan publik di instansi pemerintah.

“Ini peru kita tingkatkan. Salah satunya dengan pelatihan-pelatihan,” kata Gubernur Sumut Tengku Erry Nuradi pada pembukaan Diklat Kepemimpinan tingkat III Angkatan X dan Kepemimpinan tingkat IV Angkatan X di Badan Pengembang Sumber Daya Manusia Provinsi Sumatera Utara, Jalan Ngalengko Medan, Senin (10/4).

Rendahnya kinerja aparatur negara itu ditunjukkan dari banyaknya keluhan masyarakat tentang pelayanan birokrasi.

Ohio Car Insurance Ohio requires every car owner to obtain car insurance coverage. The easiest way to meet the state minimum requirements is through auto liability coverage. The minimum requirement is $12,500 for bodily injury coverage per person. If multiple persons are involved in the accident, the minimum requirement is $25,000. The minimum requirement for the property damage coverage is $7,500. It is recommended that you buy a higher coverage so that you can be fully insured against the cost. Most of the states in the United States have a means that will automatically know whether the resident is covered by a car insurance policy. However, Ohio does not have a system that can automatically detect that you need to be covered by a car insurance policy. When you are required to provide proof, you have to produce the insurance policy or the insurance identification card. If you don't want to obtain car insurance coverage, you have to show that you are financially capable of meeting the state's minimum requirements. There are many ways to produce the proof that you are financially capable of paying for the car insurance. You can produce a $30,000 bond that is issued by that insurance carrier. Your insurance agent can issue a certificate that proves that you are financially capable. The BMV (Bureau of Motor Vehicle) certificate can be used as a proof that you deposited $30,000 with the state treasurer. The BMV certificate can be signed by two persons as ownership to a real estate that worth $60,000 and above. The BMV self insurance certificate can be used by people who have more than 26 vehicles registered under their name. Residents who fail to provide proof of the financial responsibility to the law enforcement officer will receive penalty. If you fail to provide proof, a written notice will be sent to you. The written notice requires you to appear in the traffic court with the proof. You also have to send a copy of the proof of your financial responsibility to the address above. The BMV will select drivers to show proof of financial responsibility randomly by sending a letter to them. The letter contains step by step instructions on how to comply the request. If you are unable to come up with proof of insurance, your vehicle registration and driving license will be suspended. First time offenders will be penalized with 90 day driving license suspension. Repeat offenders will receive a driving license suspension penalty of up to 2 years. Find out requirements for Ohio residents and compare car insurance quotes in Ohio. For more information about ohio auto insurance visit Insure4USA.com Cheap Car Insurance in Cleveland, Ohio Being a young driver can mean pretty steep premiums when it comes to car insurance. For teens in Cleveland, Ohio they face even more hurdles to jump over including staying off the roads between midnight and six in the morning unless they are with a parent. Although parents welcome this rule, they still struggle with finding cheap car insurance in Cleveland, Ohio for their kids. Being a bit creative and putting some restrictions of their own on the car can help lower the cost of insurance for the family. A great idea that many parents already employ that helps them find cheap car insurance for their kids is to put the child on an older vehicle as a secondary driver. When a teen is listed as a primary driver on any vehicle, a parent can expect that the premiums will be steep. That's why it's imperative to restrict the amount of time the child can drive until they've build up a solid and impressive driving record. Most parents with kids in this age group already know the benefits of a driver's training course. The cost of the classes pales in comparison to the expected insurance savings. For parents who are members of an auto club, they may be able to get a better rate on the driver's training class and the resulting insurance rates. It's certainly worth asking about. Although many people don't take out collision or comprehensive coverage on an older vehicle, it's worth considering if a teen will be driving it. Although most young drivers obey the rules of the road and get to their early twenties, accident-free, collisions can happen. If you aren't sure whether to keep the coverage or not, just keep an eye on the child's driving habits and if they proof themselves trustworthy, the extra coverage can be removed. Recommended sites for low rate insurance How to Get the Best Rates on Car Insurance in California Before agreeing to any car insurance policy, a driver in California should check that the agent they are dealing with is indeed licensed by the state. To do this they need to contact the California Department of Insurance. If you don't take this step and the insurance agent or company you ultimately purchase a policy from isn't licensed, you may not have any protection when an accident occurs. Although each insurance company uses a slightly different system to determine rates there are things you, as a driver, can do to help ensure you do enjoy the best rates on car insurance in California, including: " Insure all the vehicles in your household in one policy. Many people get married and retain their own car insurance. Many car insurance companies offer a multi-vehicle discount for households where more than one car is insured. This is also a great way to save money if you have a child or parent who drives and they live with you. The more cars you insure in one policy, the larger the savings. " Raise the standard deductible level. When you ask for a car insurance quote the agent you are talking with will likely quote you a price that is based on a low deductible. If you raise that deductible, the premium cost will drop. " Ask your employer about group insurance. Many employers offer the benefit of group health insurance to their employees and some do the same with car insurance. A group policy can save substantially over the cost of an individual policy. This is definitely worth inquiring about. Being married can also help you to find the best rates on car insurance. Living in certain areas that are viewed as low crime also helps to reduce insurance costs. The most important thing to remember when you go shopping for car insurance in California is to ask about all available discounts and then determine which are relevant to your particular situation. Recommended sites for low rate insurance Lowest Rate Car Insurance Quotes in California [http://www.ezquoteguide.com/Car-Insurance-Online- California.shtml] Cheap Car Insurance Quotes for Young Drivers [http://www.carinsurance4teens.com

“Dengan kata lain masyarakat masih melihat adanya kesenjangan antara kinerja PNS yang diharapkan dengan kinerja nyata,” sebut Erry.

Oleh karena itu Erry berharap peningkatan kompentensi aparatur pemerintah merupakan kunci utama dalam melakukan transformasi kinerja pelayanan instansi pemerintah kepada masyarakat. Peningkatan kemampuan kompetensi ini sangat diperlukan bagi pemerintah saat ini.

“Organisasi dengan kinerja yang baik harus memperhatikan 4 unsur diantaranya proses, orang (SDM), teknologi dan kepemimpinan. Ke empat unsur ini bekerja secara simultan dimana kunci penggerak utamanya ada pada peran SDM,” jelas Erry.

Ohio Car Insurance Ohio requires every car owner to obtain car insurance coverage. The easiest way to meet the state minimum requirements is through auto liability coverage. The minimum requirement is $12,500 for bodily injury coverage per person. If multiple persons are involved in the accident, the minimum requirement is $25,000. The minimum requirement for the property damage coverage is $7,500. It is recommended that you buy a higher coverage so that you can be fully insured against the cost. Most of the states in the United States have a means that will automatically know whether the resident is covered by a car insurance policy. However, Ohio does not have a system that can automatically detect that you need to be covered by a car insurance policy. When you are required to provide proof, you have to produce the insurance policy or the insurance identification card. If you don't want to obtain car insurance coverage, you have to show that you are financially capable of meeting the state's minimum requirements. There are many ways to produce the proof that you are financially capable of paying for the car insurance. You can produce a $30,000 bond that is issued by that insurance carrier. Your insurance agent can issue a certificate that proves that you are financially capable. The BMV (Bureau of Motor Vehicle) certificate can be used as a proof that you deposited $30,000 with the state treasurer. The BMV certificate can be signed by two persons as ownership to a real estate that worth $60,000 and above. The BMV self insurance certificate can be used by people who have more than 26 vehicles registered under their name. Residents who fail to provide proof of the financial responsibility to the law enforcement officer will receive penalty. If you fail to provide proof, a written notice will be sent to you. The written notice requires you to appear in the traffic court with the proof. You also have to send a copy of the proof of your financial responsibility to the address above. The BMV will select drivers to show proof of financial responsibility randomly by sending a letter to them. The letter contains step by step instructions on how to comply the request. If you are unable to come up with proof of insurance, your vehicle registration and driving license will be suspended. First time offenders will be penalized with 90 day driving license suspension. Repeat offenders will receive a driving license suspension penalty of up to 2 years. Find out requirements for Ohio residents and compare car insurance quotes in Ohio. For more information about ohio auto insurance visit Insure4USA.com Cheap Car Insurance in Cleveland, Ohio Being a young driver can mean pretty steep premiums when it comes to car insurance. For teens in Cleveland, Ohio they face even more hurdles to jump over including staying off the roads between midnight and six in the morning unless they are with a parent. Although parents welcome this rule, they still struggle with finding cheap car insurance in Cleveland, Ohio for their kids. Being a bit creative and putting some restrictions of their own on the car can help lower the cost of insurance for the family. A great idea that many parents already employ that helps them find cheap car insurance for their kids is to put the child on an older vehicle as a secondary driver. When a teen is listed as a primary driver on any vehicle, a parent can expect that the premiums will be steep. That's why it's imperative to restrict the amount of time the child can drive until they've build up a solid and impressive driving record. Most parents with kids in this age group already know the benefits of a driver's training course. The cost of the classes pales in comparison to the expected insurance savings. For parents who are members of an auto club, they may be able to get a better rate on the driver's training class and the resulting insurance rates. It's certainly worth asking about. Although many people don't take out collision or comprehensive coverage on an older vehicle, it's worth considering if a teen will be driving it. Although most young drivers obey the rules of the road and get to their early twenties, accident-free, collisions can happen. If you aren't sure whether to keep the coverage or not, just keep an eye on the child's driving habits and if they proof themselves trustworthy, the extra coverage can be removed. Recommended sites for low rate insurance How to Get the Best Rates on Car Insurance in California Before agreeing to any car insurance policy, a driver in California should check that the agent they are dealing with is indeed licensed by the state. To do this they need to contact the California Department of Insurance. If you don't take this step and the insurance agent or company you ultimately purchase a policy from isn't licensed, you may not have any protection when an accident occurs. Although each insurance company uses a slightly different system to determine rates there are things you, as a driver, can do to help ensure you do enjoy the best rates on car insurance in California, including: " Insure all the vehicles in your household in one policy. Many people get married and retain their own car insurance. Many car insurance companies offer a multi-vehicle discount for households where more than one car is insured. This is also a great way to save money if you have a child or parent who drives and they live with you. The more cars you insure in one policy, the larger the savings. " Raise the standard deductible level. When you ask for a car insurance quote the agent you are talking with will likely quote you a price that is based on a low deductible. If you raise that deductible, the premium cost will drop. " Ask your employer about group insurance. Many employers offer the benefit of group health insurance to their employees and some do the same with car insurance. A group policy can save substantially over the cost of an individual policy. This is definitely worth inquiring about. Being married can also help you to find the best rates on car insurance. Living in certain areas that are viewed as low crime also helps to reduce insurance costs. The most important thing to remember when you go shopping for car insurance in California is to ask about all available discounts and then determine which are relevant to your particular situation. Recommended sites for low rate insurance Lowest Rate Car Insurance Quotes in California [http://www.ezquoteguide.com/Car-Insurance-Online- California.shtml] Cheap Car Insurance Quotes for Young Drivers [http://www.carinsurance4teens.com

Untuk itu Erry menegaskan kedepan mengelola SDM tidak dapat lagi dengan mengunakan paradigma lama yaitu menganggap SDM sebagai tenaga kerja, namun saat ini SDM harus dikelola sebagai sumber daya yang dapat dimanfaatkan. “Hal inilah yang menyebabkan pentingnya manajeman SDM,”jelasnya.

Fungsi inilah yang wajib diemban oleh para PNS/ASN, tidak terkecuali nantinya oleh peserta diklat. “Oleh karena itu saya berharap saudara dapat mengikuti dan mengaplikasi hal-hal yang diperoleh pada diklat ini dengan sungguh-sungguh,”ungkapnya.

Lebih lanjut Erry juga menjabarkan jumlah pejabat struktural di lingkungan Provsu bulan Maret 2017 yakni PNS Eselon II jumlah 54 orang, PNS yang telah mengikuti diklat kepemimpinan TK II sebanyak 16 orang (29,65), yang belum 38 orang (70,3 5), PNS eselon III jumlah 418 orang dan PNS yang telah mengikuti diklat kepemimpinan TK III sebanyak 264 orang (63,15) yang belum 154 orang (36,8 %) , dan eselon IV jumlah 1211 orang yang telah mengikuti diklat kepemimpinan TK IV sebanyak 194 orang (16,01 %) yang belum 1.017 orang (83,09%).

“Ini menjadi tantangan bagi kita dalam peningkatan kompetensi SDM aparatur, terutama mengenai sistem manajemen diklat kepegawaian yang professional dan handal dalam melaksanakan praktik manajeman kepegawaian yang seutuhnya,” jelas Erry.

Sementara Kepala Badan Pengembang SDA Provsu Bonar Sirait menjelaskan Diklat PIM Tk III untuk jabatan administrasi (Pejabat eselon III) bertanggungjawab memimpin pelaksanaan seluruh kegiatan pelayanan publik serta administrasi pemerintahan dan pembangunan. Sedangkan Pim TK IV untuk jabatan pengawas bertanggungjawab mengendalikan pelaksanaan yang dilakukan oleh pejabat pelaksanaan.

Untuk itulah peningkatan kinerja aparatur dalam rangka pemberian pelayanan publik merupakan program utama pemerintah dewasa ini.

“Program ini dilatarbelakangi oleh makin menguatnya tuntutan masyarakat terhadap ketersedian pelayanan yang prima,”jelasnya.

Hal senada juga dikatakan Kepala Pusat Promosi Inovasi dan Pengembangan Kapasitas LAB RI Dr PM Marpauang bahwa indentitas suatu negara dan kata kunci nilai keunggulan dikarenakan kualitas SDM para aparaturnya.

“Aparatur itu adalah pelayanan, bukan untuk dilayani. Sebagai pelayan kita harus meningkatkan kinerja pelayanan pada masyarakat dan barulah dikatakan sebagai pelayanan prima,”tuturnya.

Turut hadir juga, Kepala Lembaga Administrasi Negara (LAN) RI di wakili Kepala Pusat Promosi Inovasi dan Pengembangan Kapasitas Lembaga Adminstrasi Negara RI PM Marpaung, Kepala Badan Pengembangan Sumber Daya Manusaia Provsu Bonar Sirait, Komite Penjamin Mutu Diklat Zakaria Y Lapau, Prof Dr Zainuddin, Prof Dr Tan Kamelo sejumlah Kepala SKPD Provsu serta peserta Diklat Angkatan X para widyiaswara.

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Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure. Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose. Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers. Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death. Mesothelioma treatments and Mesothelioma clinical trials and tests There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques. Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising. Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm. A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body. A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells. A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis. With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma- cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests. At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims. Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients. Mesothelioma Cancer and Asbestos ([http://www.mesothelioma- cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers. About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer. How to Get the Best Rates on Car Insurance in California Before agreeing to any car insurance policy, a driver in California should check that the agent they are dealing with is indeed licensed by the state. To do this they need to contact the California Department of Insurance. If you don't take this step and the insurance agent or company you ultimately purchase a policy from isn't licensed, you may not have any protection when an accident occurs. Although each insurance company uses a slightly different system to determine rates there are things you, as a driver, can do to help ensure you do enjoy the best rates on car insurance in California, including: " Insure all the vehicles in your household in one policy. Many people get married and retain their own car insurance. Many car insurance companies offer a multi-vehicle discount for households where more than one car is insured. This is also a great way to save money if you have a child or parent who drives and they live with you. The more cars you insure in one policy, the larger the savings. " Raise the standard deductible level. When you ask for a car insurance quote the agent you are talking with will likely quote you a price that is based on a low deductible. If you raise that deductible, the premium cost will drop. " Ask your employer about group insurance. Many employers offer the benefit of group health insurance to their employees and some do the same with car insurance. A group policy can save substantially over the cost of an individual policy. This is definitely worth inquiring about. Being married can also help you to find the best rates on car insurance. Living in certain areas that are viewed as low crime also helps to reduce insurance costs. The most important thing to remember when you go shopping for car insurance in California is to ask about all available discounts and then determine which are relevant to your particular situation. Recommended sites for low rate insurance Lowest Rate Car Insurance Quotes in California [http://www.ezquoteguide.com/Car-Insurance-Online- California.shtml] Cheap Car Insurance Quotes for Young Drivers [http://www.carinsurance4teens.com

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